Welcome to M-O Federal Credit Union

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Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.

Living the Dream at M-O FCU


Gail Broer, President/CEO celebrated her 35th Anniversary with M-O FCU on May 14.  She started as a 'clerk' in 1984.  She later assumed the titles of Loan Officer and Assistant Manager, and in 1994 began serving as Manager.  In 2013 her title was renamed to President/CEO.  Congratulations on 35 years!

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The South Dakota Central Chapter of Credit Unions gave a monetary donation to Meals on Wheels of Huron, a program through the Beadle County Area Nutrition.  Meals on Wheels is designed specifically to meet the nutritional and social needs of seniors.  They are a meal delivery program, but also link the recipients to the community by interacting with those delivering the meals.  Donated funds were raised by members of the Central Chapter at monthly meetings/training sessions where they held 50/50 drawings.

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Congratulations to the following members who were each awarded a $500 M-O FCU educational scholarship. 

Sylvia Kattner is the daughter of Linc and Kristi Kattner, and a 2019 graduate of Huron High School.  She will attend South Dakota State University, in Brookings, SD for a Music Education degree.

Seth Martens is the son of Bill and Gayla Martens.  He graduated from Aberdeen Central High School in 2019.  He will pursue a Computer Aided Design degree at Western Dakota Tech in Rapid City this fall.

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In Spring 2018 we held a Shred Event which allowed members to securely dispose of any documents that contained confidential information.  While the line was too busy to keep track of the number of vehicles that came through, we were very pleased with the turnout and happy to help so many members out with their shredding, and fraud prevention needs.  A total of 4,284 pounds of paper was collected and shredded to be turned into recycled products such as paper towels and tissue paper.  Thank you to everyone who supported this event!


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Members of the South Dakota Central Chapter of Credit Unions gathered to present People's Transit of Huron with a monetary donation.  The Chapter raised the funds by holding 50/50 drawings at each of their monthly meetings/training sessions.  M-O FCU employees present for the donation were Tiffanie Kouf (Chapter President) and Gail Broer.


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Thank you to everyone who stopped by to participate in our Halloween Open House - it was a great success because of you!  We loved seeing the youth and their parents dressed in their costumes!  In addition to the traditional Trick-or-Treating, youth were also invited to 'pick' a mini pumpkin or gourd to take home.

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