Welcome to M-O Federal Credit Union

RV Loan Special, Shred Event...

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Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.

Living the Dream at M-O FCU


In order to hold a COVID friendly Independence Day parade, the Chamber held a 'backwards' parade.  The Chamber invited businesses to decorate their storefront, then encouraged community members to drive by the businesses and vote for their favorite display via Facebook.  M-O FCU was very pleased to have so much community support and was awarded with the 3rd place prize!

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Staff wore jeans in support of Miracle Jeans Day on September 9, 2020. 

Miracle Jeans Day is an opportunity for staff to dress casually and make a monetary donation to Children's Miracle Network Hospitals.  Funds were collected during two different events, totaling $120 that were sent to benefit the Sanford Children's Hospital in Sioux Falls, SD.

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Staff members Deanna, Jeanie and Tiffanie participated in a 'Ditch Walk' on Tuesday, September 15.  The Ditch Walk is an event organized by the SD Central Chapter of Credit Unions to collect garbage along the highway.  Each year M-O FCU gathers with other Huron-based credit unions to cover a 2-mile stretch of highway south of Huron.

Along with plenty of garbage, some treasures found were a $5 bill, a foam football, and a plastic pipe approximately 15 feet long.

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In Spring 2018 we held a Shred Event which allowed members to securely dispose of any documents that contained confidential information.  While the line was too busy to keep track of the number of vehicles that came through, we were very pleased with the turnout and happy to help so many members out with their shredding, and fraud prevention needs.  A total of 4,284 pounds of paper was collected and shredded to be turned into recycled products such as paper towels and tissue paper.  Thank you to everyone who supported this event!


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Members of the South Dakota Central Chapter of Credit Unions gathered to present People's Transit of Huron with a monetary donation.  The Chapter raised the funds by holding 50/50 drawings at each of their monthly meetings/training sessions.  M-O FCU employees present for the donation were Tiffanie Kouf (Chapter President) and Gail Broer.


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Thank you to everyone who stopped by to participate in our Halloween Open House - it was a great success because of you!  We loved seeing the youth and their parents dressed in their costumes!  In addition to the traditional Trick-or-Treating, youth were also invited to 'pick' a mini pumpkin or gourd to take home.

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