Welcome to M-O Federal Credit Union

Christmas Open House

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Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.

Living the Dream at M-O FCU

Feeding SD - September 2022


Staff members were caught in action at the September 'Feeding South Dakota' food giveaway.  Jeanie King had just delivered food to someone's vehicle.  Tiffanie Kouf, along with Chamber employee Laura, were registering people to receive food.

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Ditch Walk - September 2022


The Central Chapter of Credit Unions participated in a 'Ditch Walk' where they collected garbage from a 2-mile stretch of ditch south of Huron, SD.

Volunteers from M-O FCU were:  Brian Decker, Deanna Decker, Tiffanie Kouf and Dustin Kouf.

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M-O FCU staff members have been busy the last couple of weeks with a community service effort.

Staff took turns each week in October to fill bags for the Backpack Program that is organized by the Heartland United Way.  The bags are then distributed to local schools where they are given to children in need.

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In Spring 2018 we held a Shred Event which allowed members to securely dispose of any documents that contained confidential information.  While the line was too busy to keep track of the number of vehicles that came through, we were very pleased with the turnout and happy to help so many members out with their shredding, and fraud prevention needs.  A total of 4,284 pounds of paper was collected and shredded to be turned into recycled products such as paper towels and tissue paper.  Thank you to everyone who supported this event!


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Members of the South Dakota Central Chapter of Credit Unions gathered to present People's Transit of Huron with a monetary donation.  The Chapter raised the funds by holding 50/50 drawings at each of their monthly meetings/training sessions.  M-O FCU employees present for the donation were Tiffanie Kouf (Chapter President) and Gail Broer.


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Thank you to everyone who stopped by to participate in our Halloween Open House - it was a great success because of you!  We loved seeing the youth and their parents dressed in their costumes!  In addition to the traditional Trick-or-Treating, youth were also invited to 'pick' a mini pumpkin or gourd to take home.

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