Welcome to M-O Federal Credit Union

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Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.

Living the Dream at M-O FCU


In the spirit of Cybersecurity Awareness Month in October, we hosted a Shred Event on October 3rd to help members securely dispose of unneeded documents that contained personal and confidential information.  We collected around 2,500 pounds of paper that, after being shredded, was recycled into products such as paper towels, tissue paper, etc.

A HUGE thank you to everyone who supported this event by bringing their documents to be shredded!  We sincerely appreciate your support and love helping our members protect their financial and personal information!

Mark your calendars...our next Shred Event is scheduled for April 30, 2020.

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Credit Union Week 2019


Thank you to everyone who joined us for Credit Union Week!  It is a week we really look forward to and know many of our members do too!

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The 2019 Halloween Open House


We had a lot of fun seeing all the youth and adults in costumes at our Halloween Open House!  

We popped fresh popcorn throughout the day, let youth 'pick' a pumpkin from the pumpkin patch, handed out reflective trick-or-treat bags, and handed out a variety of other Halloween items!

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In Spring 2018 we held a Shred Event which allowed members to securely dispose of any documents that contained confidential information.  While the line was too busy to keep track of the number of vehicles that came through, we were very pleased with the turnout and happy to help so many members out with their shredding, and fraud prevention needs.  A total of 4,284 pounds of paper was collected and shredded to be turned into recycled products such as paper towels and tissue paper.  Thank you to everyone who supported this event!


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Members of the South Dakota Central Chapter of Credit Unions gathered to present People's Transit of Huron with a monetary donation.  The Chapter raised the funds by holding 50/50 drawings at each of their monthly meetings/training sessions.  M-O FCU employees present for the donation were Tiffanie Kouf (Chapter President) and Gail Broer.


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Thank you to everyone who stopped by to participate in our Halloween Open House - it was a great success because of you!  We loved seeing the youth and their parents dressed in their costumes!  In addition to the traditional Trick-or-Treating, youth were also invited to 'pick' a mini pumpkin or gourd to take home.

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