Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.

Special Events

Credit Union Youth Month

We celebrate Credit Union Youth Month each April for all members 19 years and younger.  Youth Month is designed to teach youth about smart money habits and saving to have a bright financial future.  Click here for the 2024 Youth Month poster with all this year's information.

* Youth Month is April 1-30 every year

Shred Event

At M-O Federal Credit Union we take extra care to protect your personal and account information.  To help you easily and securely dispose of your unwanted documents that contain confidential information we provide our members with a Shred Event.  The shreds are recycled into products such as tissue paper and paper towels.  Have questions about the event?  Click here for a flyer providing more information. 

* Our Shred Event will be April 19-30, 2024

Annual Business Meeting

For years, we have held an Annual Banquet in January, with the main purpose to hold our required Annual Meeting and elect the volunteers to serve on our Board of Directors.  However, we have decided to make some changes to this event and try something new!  We are excited about these changes and will be announcing more information soon!

* Our 73rd Annual Business Meeting will be held Thursday, June 27th, 2024.

Credit Union Week

International Credit Union Day is celebrated annually on the third Thursday in October.  However, we don't think one day is enough to thank our members for their continued support, so we celebrate all week long!  The idea started as a way to acknowledge both the credit unions' important role in creating opportunities for their members and communities and the achievements of our members.  Each year we take the opportunity to remind our current members why they belong to a credit union and show our appreciation for their membership!

* Credit Union Week will be celebrated October 15-18, 2024.


Member Benefits

Loan Specials

  • RV Loan Special available!  NO Payments for 90 days!

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.