Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.

Special Events

Annual Banquet & Business Meeting

Toward the beginning of every year we hold our Annual Banquet, with the main purpose to hold our required Annual Meeting and elect the volunteers to serve on our Board of Directors.  However, over the years this event has grown into so much more than that!  The evening starts with a social hour, followed by dinner, a short business meeting, entertainment, and door prizes.  In a recent study, the main motivation for members to attend is the comradery and good food.  To make the evening's festivities fun for the attendees, and staff, the Annual Banquet revolves around a different theme each year.  These have ranged from Western, Sports, Route 66, Under the Sea, Roaring 20s, among many others!  Entertainment over the years has ranged from Bingo, a Ventriloquist, singers, and so on!

* Our 72nd Annual Banquet & Business Meeting is scheduled for Saturday, January 28, 2023  -  more information to come.

Credit Union Week

International Credit Union Day is celebrated annually on the third Thursday in October.  However, we don't think one day is enough to thank our members for their continued support, so we celebrate all week long!  The idea started as a way to acknowledge both the credit unions' important role in creating opportunities for their members and communities and the achievements of our members.  Each year we take the opportunity to remind our current members why they belong to a credit union and show our appreciation for their membership!

* Credit Union Week will be celebrated October 17-21, 2022.

Shred Event

At M-O Federal Credit Union we take extra care to protect your personal and account information.  To help you easily and securely dispose of your unwanted documents that contain confidential information we provide our members with a Shred Event.  A shred truck comes to collect papers and documents and shreds it while you are still in the parking lot.  The truck has an inboard camera, which allows you to watch your documents being shredded.  These shreds are then taken and recycled into products such as tissue paper and paper towels.

The next Shred Event will be Tuesday, May 3rd, 2022.  Click here to view a flyer with additional Shred Event information.

Calculators

Member Benefits

Loan Specials

  • Holiday Loan Special now available

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

Man outside looking at smartphone holding drink.

With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

Woman leaning out of car window with a guitar.

New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

Hand stopping a line of dominoes.

Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

Shopper with shopping bags and holding a credit card.

Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.