Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.


At M-O Federal Credit Union we want to be upfront with you and provide you disclosure and policy information.  Please let us know if you have any questions or would like a copy of any of the following documents.

Privacy Policy

 Share Insurance

Schedule of Fees


Contact M-O FCU for a copy of the following disclosures and/or agreements:

  • Mobile Deposit User Agreement
  • Truth-in-Savings Disclosure
  • Account Opening Procedures
  • Funds Availability Disclosure
  • Electronic Funds Transfer Agreement
  • Visa vs. non-Visa Debit Transaction Processing Notice

Quick Links

Member Benefits

Loan Specials

  • RV Loan Special 7.74% with NO payments for 90 days!

* annual percentage rate

View Loan Rates

Certificate Special

  • no current special

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

Man outside looking at smartphone holding drink.

With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.