Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.

Disclosures

At M-O Federal Credit Union we want to be upfront with you and provide you disclosure and policy information.  Please let us know if you have any questions.

Privacy Policy

Mobile Deposit User Agreement

Truth-in-Savings Disclosure

Account Opening Procedures

Funds Availability Disclosure

Electronic Funds Transfer Agreement

Visa vs. non-Visa Debit Transaction Processing Notice

Schedule of Fees

Calculators

Quick Links

Member Benefits

Loan Specials

  • Vehicle Loans starting at 3.49% APR*
  • Holiday Loan Special rates as low as 5.00% APR*

* annual percentage rate

View Loan Rates

Certificate Special

  • 28 Month @ 2.75% APR*

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

Man outside looking at smartphone holding drink.

With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

Woman leaning out of car window with a guitar.

New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

Hand stopping a line of dominoes.

Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

Shopper with shopping bags and holding a credit card.

Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.