Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.

Halloween Open House 2018

Tuesday, November 20, 2018
We had so much fun with all the youth and their family that stopped by!

A Moving Donation

Wednesday, June 27, 2018
NoneMembers of the SD Central Chapter of Credit Unions making a monetary donation to People's Transit.

2018 Shred Event

Tuesday, May 1, 2018
None 2This is just a portion of the paper that was collected and shredded during the 2018 Shred Event.
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Member Benefits

Loan Specials

  • Vehicle Loan: 3.75% APR*
  • Home Improvement: 2.99% APR*

* annual percentage rate

View Loan Rates

Certificate Specials

  • 14 Month @ 2.00% APR*
  • 28 Month @ 2.25% APR*

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

Man outside looking at smartphone holding drink.

With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

Woman leaning out of car window with a guitar.

New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

Hand stopping a line of dominoes.

Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

Shopper with shopping bags and holding a credit card.

Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.