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We put our
members first

Our members and their needs are our first priority.

Gift & Travel Cards

Gift Cards

The Visa(R) gift cards we offer are the perfect gift for a birthday, wedding, graduation, Mother's Day, Father's Day, new baby, new home, Christmas present, retirement, thank you, or for any occasion or reason.  They come in a variety of designs and can be loaded with any amount between $10 and $1,000 - these cards can not be reloaded. There is no limit on how frequently you may use the card and there are no monthly service fees while the card is actively being used.  They are also very convenient because they can be used anywhere VISA(R) is accepted.

Gift cards are issued directly from either M-O FCU location, and no activation is required by you or the recipient.  While a single card takes only a short time to process, we ask that you call ahead for multiple cards.  This is especially helpful during the busy gift-giving holiday season and to help you avoid a lengthy wait.

Travel Cards

Our Visa TravelMoney cards are the perfect item to pack for your next adventure.  Whether traveling across the state, across country or internationally, our prepaid travel cards are the best option to keep your money secure and keep you on the move.  They are highly secure as there is no connection to your personal account, you pick your own PIN, they are chip-enabled, and can be replaced if lost or stolen.  They must be activated prior to use.  These cards can be loaded with any amount between $100 and $5,000, can be reloaded at any time, and re-loads are unlimited.  They can be used wherever VISA(R) is accepted, and at ATMs around the world to obtain local currency.  There is no monthly service fee while the card is being actively used.

You have online and mobile access to card information like card balance, transactions, purchase alerts, including the ability to reload funds online yourself.  If you would rather, you can contact M-O FCU and we will reload the funds for you. 

Travel cards are not only for use while traveling, but serve other purposes as well.  Some of our members have purchased a travel card to use for making online purchases, since there is no connection to personal account information. Also, some parents have purchased them as a prepaid debit card.  They give them to their child as a way to allow them some financial freedom, but yet be able to control the spending limits.  What use will you come up with for our TravelMoney cards.

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Member Benefits

Loan Specials

  • Back-to-School Vehicle Loan starting at 2.99% APR*
  • Home Improvement rates as low as 2.99% APR*

* annual percentage rate

View Loan Rates

Certificate Special

  • 28 Month @ 2.75% APR*

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.