If you've never used a credit union before, you may not know much about us. Although there are plenty of similarities, we are not the same as a bank. The main difference is ownership - credit unions are not-for-profit cooperatives owned by our members. Our goal is to provide financial services to our member-owners. This is what drives our loan rates to be lower and our savings rates to be a little bit higher.
Our Mission Statement: M-O Federal Credit Union is dedicated to providing competitive financial products and services to meet our member's needs.
Access by APPOINTMENT ONLY - please call 353-9977 to schedule.
Teller transactions must be done through the drive up window until further notice. Thank you in helping us slow, and eventually stop, the spread of COVID-19!
Hours of Operation:
18th & Dakota Drive-Thru Hours:
Monday-Thursday: 8am to 5:30pm
Friday: 8am to 6pm
Saturday: 9am to 12pm
18th & Dakota Lobby Hours:
Monday - Friday: 8am to 5pm
Huron Federal Building Hours: ~ CURRENTLY CLOSED ~
Monday - Thursday: 8am to 11am
* We are closed on the following holidays: New Year's Day, Martin Luther King Jr. Day, President's Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veteran's Day, Thanksgiving Day, Christmas Eve (closed early), and Christmas Day.