If you've never used a credit union before, you may not know much about us. Although there are plenty of similarities, we are not the same as a bank. The main difference is ownership - credit unions are not-for-profit cooperatives owned by our members. Our goal is to provide financial services to our member-owners. This is what drives our loan rates to be lower and our savings rates to be a little bit higher.
Our Mission Statement: M-O Federal Credit Union is dedicated to providing competitive financial products and services to meet our members needs.