Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.


At M-O Federal Credit Union we pride ourselves on providing you, our member-owners, competitive financial products and services to meet your needs and help you succeed.  We offer traditional savings and loan, to mobile account access, and most products and services in between!  We invite you to explore this site for the wide range of services we provide.

While you can learn about, and utilize, many of our products and services from this website, E*Teller, or the Mobile Banking app, we strongly encourage you to stop in, or call us!  We're not here to ask "What can I sell you?", we're all about asking, "What can I help you with?"  



Member Benefits

Loan Specials

  • no special at this time

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

Man outside looking at smartphone holding drink.

With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

Woman leaning out of car window with a guitar.

New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

Hand stopping a line of dominoes.

Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

Shopper with shopping bags and holding a credit card.

Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.