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with us

We invite you to see how we can help you.

Accounts

Opening a share/savings account is the basis for your membership and what makes you a member-owner of the credit union.  M-O FCU requires a minimum $25 in a savings account to become a member.  Your membership makes you eligible to utilize our full range of financial services.  Once you join, you are always a member, even if you change jobs and/or move away. 

We offer a variety of savings accounts, as well as checking, certificates of deposit, and IRAs.

Calculators

Member Benefits

Loan Specials

  • Holiday Loan: 5.00% APR

* annual percentage rate

View Loan Rates

Certificate Specials

  • No specials at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.

Apply Online View Rates