eTeller Login icon e*Teller Login
Facebook icon 605-353-9977

Come grow
with us

We invite you to see how we can help you.

Accounts

Opening a share/savings account is the basis for your membership and what makes you a member-owner of the credit union.  M-O FCU requires a minimum $25 in a savings account to become a member.  Your membership makes you eligible to utilize our full range of financial services.  Once you join, you are always a member, even if you change jobs and/or move away. 

We offer a variety of savings accounts, as well as checking, certificates of deposit, and IRAs.

Calculators

Member Benefits

Loan Specials

  • Auto & RV @ 1.70% for 47 months
  • Auto & RV @ 2.70% for 70 months

* annual percentage rate

View Loan Rates

Certificate Specials

  • No specials at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

Couple looking at home blueprints.

Home Sweet Home
Fast, affordable home loans, and help every step of the way.

Man outside looking at smartphone holding drink.

With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

Woman leaning out of car window with a guitar.

New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

Hand stopping a line of dominoes.

Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

High school graduate holding diploma.

Earning Your Degree
College can be stressful - paying for it shouldn't be.

Shopper with shopping bags and holding a credit card.

Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

Woman holding a wrapped gift.

Seasonal Spending
Because there are just certain times of the year you could use extra cash.

Apply Online View Rates