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We put our
members first

Our members and their needs are our first priority.


We offer our members a Skip-A-Payment option on their loans during the months of November and December.  By filling out and turning in a Skip-A-Payment Coupon you can skip your loan payment(s) for either the month of  November OR December.  You have the ability to utilize those funds for whatever you need - travel expenses, purchase gifts, food, and decorations, or anything you need.  In order to allow adequate time to make the changes to your loan, coupons must be received at M-O FCU at least one week prior to your first loan payment date of the month.

Loan Frequency:  The number of payments you are able to skip is based on the frequency of your payment, which is outlined below:

  • One (1) monthly payment will be skipped
  • Two (2) semi-monthly payments will be skipped
  • 2-3 bi-weekly payments will be skipped
  • 4-5 weekly payments will be skipped

Applications are available at either M-O FCU location, via email or DocuSign, or click here to print one yourself.  To view the current cost associated with this service click here.

* By skipping your loan payment by one month, you authorize M-O FCU to extend your final loan payment.  Finance charges will continue to accrue on your unpaid balance.  All accounts must be in good standing to take advantage of this offer; delinquent accounts are not eligible.  Mortgages, VISA, single pay, overdraft protection, commercial, and student loans do not qualify for skip-a-payment.  Originals only - faxed copies will not be accepted.


Member Benefits

Loan Specials

  • RV Loan Special available!  NO Payments for 90 days!

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.