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We put our
members first

Our members and their needs are our first priority.

Community Involvement

Casual for a Cause

"Casual for a Cause" is a series of events M-O FCU staff are passionate about.  For one week each quarter staff get to wear jeans to work by making a monetary donation to a worthwhile cause.  Over the years groups / organizations that have benefited from these donations have included:  Salvation Army Angel Tree, Senior Tree, Beadle County Humane Society, Splash Central, Heartland Region United Way, Children's Miracle Network, People's Transit, plus many others!

Central Chapter of Credit Unions

M-O Federal Credit Union is a member of the South Dakota Central Chapter of Credit Unions, which is made up of seven credit unions; five located in Huron, SD and two from Pierre.  In addition to meeting monthly meetings for training purposes, they also participate in various community involvement projects.

  • Adopt-A-Highway - each Fall volunteers gather to clean garbage from the ditches
  • Salvation Army Food Pantry - each winter the group donates food and toiletry items to the Salvation Army for distribution around the holiday season
  • 50/50 Donations - funds raised through 50/50 drawings are donated to local groups and charities, some of which include:  People's Transit, Jan Manolis Family Safe Center, Beadle County Humane Society, Hope Therapeutic Ranch, Helping Hands, along with many others!
  • Financial Literacy Event - volunteers taught youth about credit unions, money, and finances during Career Week at a summer day camp put on by Huron Parks and Recreation.

Other Community Involvement

  • Homecoming Parades - each year M-O FCU likes to be involved in the Huron Homecoming Parade
  • Miracle Jeans Day - staff wear jeans for a monetary donation to the Children's Miracle Network Hospital
  • Day of Caring - Tiffanie has participated in the United Way Day of Caring for the past several years
  • Miracle Treat Day - staff order Dairy Queen blizzards donating funds to the Children' Miracle Network Hospital



Member Benefits

Loan Specials

  • RV Loan Special available!  NO Payments for 90 days!

* annual percentage rate

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Certificate Specials

  • no special at this time

*annual percentage rate

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Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.