Woman and man going over financial information at a table.

We put our
members first

Our members and their needs are our first priority.

Gift & Travel Cards

Gift Cards

We offer Visa(R) gift cards in a variety of design options for birthdays, weddings, graduation, Christmas, retirement and more.  The card funds are available immediately and do not require activation - making them easy gifts to give to anyone, for any occasion!

  • Minimum Load: $10
  • Maximum Load: $1,000
  • Signature and/or PIN Transactions
  • Non-reloadable
  • Available to use in U.S. only

There is no limit on how frequently you may use the card and there are no monthly service fees while the card is actively being used.  They are also very convenient because they can be used anywhere VISA(R) is accepted.

While a single card takes only a short time to complete, the process of loading funds onto multiple cards can take several minutes.  Therefore, we ask you call ahead for large gift card orders; especially around the busy Christmas holiday season and to help you avoid a lengthy wait.

Travel Cards

Visa(R) TravelMoney Cards - your freedom to travel worldwide.  They can be used wherever VISA(R) is accepted, and at ATMs around the world to obtain local currency.  

  • Issued from M-O FCU
  • Minimum Initial Load: $100
  • Minimum Reload: $10
  • Maximum Load/Balance: $5,000
  • Unlimited Number of Reloads
  • No Connection to your Personal Account
  • Pick Your Own PIN
  • Chip-Enabled  

Reloads can be done online yourself or through M-O FCU.  There is no monthly service fee while the card is being actively used.

Online/Mobile Access

Visit CUMoney.com or download the CUMoney mobile app for a wide variety of card features.  Some of which include:

  • View Your Balance
  • Transaction History
  • Advanced Card Controls - the ability to turn card ON/OFF
  • Receive Cardholder Alerts - set travel notices
  • Add to Mobile Wallet
  • Reload Funds

Online Card Access

Non-Travel Features

  • Great for making online purchases since there is no connection to your account or personal information. 
  • Parents - purchase a TravelMoney Card for your child as a prepaid debit card.  This allows them some financial freedom, but helps them avoid over-spending. 
Calculators

Member Benefits

Back-to-School Loan Specials

  • Vehicle Loan Special 
  •   6.25% for 65 months
  • Signature Loan Special
  •   7.25% for 15 months

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.