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We put our
members first

Our members and their needs are our first priority.

Skip-A-Payment

We offer our members a Skip-A-Payment option on their loans during the months of November and December.  By filling out and turning in a Skip-A-Payment Coupon you can skip your loan payment(s) for the month of  November OR December.  In order to allow adequate time to make the changes to your loan, coupons must be received at M-O FCU a minimum of one week prior to your first loan payment date of the month.

Loan Frequency:  The number of payments you are able to skip is based on the frequency of your payment, which is outlined below:

  • One (1) monthly payment will be skipped
  • Two (2) semi-monthly payments will be skipped
  • 2-3 bi-weekly payments will be skipped
  • 4-5 weekly payments will be skipped

Applications are available at M-O FCU, via email or DocuSign, or click here to print one yourself.  To view the current cost associated with this service click here.

* By skipping your loan payment by one month, you authorize M-O FCU to extend your final loan payment.  Finance charges will continue to accrue on your unpaid balance.  All accounts must be in good standing to take advantage of this offer; delinquent accounts are not eligible.  Mortgages, VISA, single pay, overdraft protection, commercial, and student loans do not qualify for skip-a-payment.  Originals only - faxed copies will not be accepted.

Calculators

Member Benefits

Loan Specials

  • Holiday Loan Special (until January 31, 2025)

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
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Earning Your Degree
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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.