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We put our
members first

Our members and their needs are our first priority.

Miscellaneous Services

Safe Deposit Boxes

Safe Deposit Boxes are individually secured metal boxes within a large safe.  They are generally used to store valuable possessions, important documents, photos, etc. that need protection from theft, fire, flood, tampering, etc.  

We offer Safe Deposit Boxes in two different sizes:

Small Boxes - 3" high by 10" wide, 21" deep
Large Boxes - 5" high by 10" wide, 21" deep  

* Visit our fees page to see what the cost is for our Safe Deposit Boxes.

Money Orders

Personal Money Orders are a form of guaranteed funds that can be purchased for any dollar amount, and they are widely accepted.  As the name suggests, these are personally signed by you, the person purchasing the Money Order.  Once requested, funds are immediately taken from your account. 

Cashier's Checks

Cashier's checks are a form of guaranteed funds and signed by the Credit Union teller.  The funds are taken from your account immediately.  These can be purchased for any dollar amount with cash or funds from your account.

Counter Checks

Counter checks are blank checks that debit funds from your checking account very similar to writing a personal check from your account.  These are often used if you rarely use checks and only need a couple, if your account is new and you request a couple checks to get you started, or if you run out of your personal check blanks and need a few until you receive your order. 

M-O FCU Checks

Our M-O FCU checks, or teller's checks, are a great solution if you aren't in need of a specialty check, such as a cashier's check or money order.  If you make the check out to yourself, or another owner on the account, there is no fee for this type of check.

 

* Visit our  fees page to view the fees associated with each of these types of checks.  If you would like information on ordering personal checks, visit the 'Order Checks' section on the  Checking page.

Notary Services

A Notary Public (or Notary or Public Notary) is a public officer appointed by the state government to serve the public as an impartial witness to the signing of important documents.  These documents may include:  estates, deeds, powers-of-attorney, and other official business.  We provide this service free of charge to our members.

Signature Services

In addition to notarizing documents for our members, we also serve as witnesses for documents that require witnesses rather than a notary.  There is also no charge for this service.

 

It is very important that you DO NOT sign your documents until you are in front of the Notary Public or witnesses.  It is also a good idea to bring your driver's license or other photo identification with you for verification purposes.

Money Gift Envelopes

Our Gift Envelopes are the perfect solution to make giving cash or checks easy, and they are available in 3 different designs!  They work well for gift cards, gift certificates, movie passes, and other small items too!  (Also, don't forget M-O FCU sells Visa gift cards throughout the year for your gift giving convenience).  

M-O FCU Scholarships

Each year, M-O FCU awards two $500 scholarships to our members, who will be going to attend, or currently attending, an accredited university, college or technical institute. 

* for more scholarship information, or for an application, visit our  Forms & Applications page

Movie Tickets

We offer our members discounted movie tickets for any showing at Huron Luxury Cinemas, typically offering a discount of $2 per ticket.  Please note, in addition to the ticket price, there is a surcharge that applies to all 3D movie showings.

Mini Golf Passes

We have discount mini golf passes available for Putters & Scoops at Ravine Lake in Huron.  You save $1.00 per round of mini golf with these passes. 

Postage Stamps

For your convenience, we sell postage stamps.  You can buy them using cash, or we can directly deduct the amount from your account.  Throughout the year, we primarily stock the American Flag design, but during the Christmas holiday season, we try to offer a variety of different designs.

Calculators

Member Benefits

Back-to-School Loan Specials

  • Vehicle Loan Special 
  •   6.25% for 65 months
  • Signature Loan Special
  •   7.25% for 15 months

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.