System Upgrade Guide: Each household has been mailed a System Upgrade Guide; which you should receive in the next few days. An online version of the guide can be accessed here. We look forward to cruising through this upgrade together! To ensure smooth sailing, please let us know if you have any questions.
- Enhanced Online Loan Applications
- Open & Rename Share/Savings Accounts
- Open New Certificates of Deposit
- Place Stop Payment on a Check
- Set up Scheduled Transfers
* Please note: Starting April 1, 2025 you will have to enroll in It'sMe247 to gain access. You will need to have a correct cell phone number and/or email address on file to receive an authentication code.

- All the Great Features of Online Banking in the Palm of Your Hand!
- Mobile Check Deposit
- Mobile Bill Pay
* Please note: The Mobile Apps will be available within the first week of the upgrade pending app store certification by Apple & Google.

- Built into Online Banking
- Built into the Mobile App
- Receive Payment Notifications
- Set up One-Time and/or Recurring Payments
- Receive Bills Electronically - if provided by the billing company

- View Credit Score
- Score Analysis: insights into credit score factors
- Set up Credit Alerts: to receive real-time notifications
- Access Educational Tools: provide personalized financial tips & recommendations

- Text a Command to Receive Text Message Replies Regarding the Balance of Your Savings, Checking, Certificates, and Loans
- Stay Informed with Real-Time Text Alerts
These are just some of the exciting changes that will enhance your experience at M-O FCU - we look forward to serving you better!