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We put our
members first

Our members and their needs are our first priority.

Month: May, 2024

Chapter of the Year Award

Friday, May 17, 2024

M-O Federal Credit Union is a member of the SD Central Chapter of Credit Unions which was recently honored with the Chapter of the Year Award by the Dakota Credit Union Association!

This award acknowledges the Central Chapter's strong commitment to the credit union philosophy of "people helping people" through volunteer work, community service events and fundraisers, providing ongoing education for credit union staff, hundreds of volunteer hours, and supporting the Credit Union Movement.

2024 Scholarship Recipients

Thursday, May 16, 2024
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Member Benefits

Loan Specials

  • RV Loan Special available!  NO Payments for 90 days!

* annual percentage rate

View Loan Rates

Certificate Specials

  • no special at this time

*annual percentage rate

View CD Rates

Make Your Dream a Reality

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Home Sweet Home
Fast, affordable home loans, and help every step of the way.

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With You On The Go
Check balances, deposit checks, use Bill Pay...all in the palm of your hand.

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New Car Smell
Great rates, flexible terms, personalized service. No payments for 90 days.

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Because Life Happens
Borrow for vacation, medical, wedding, adoption, pet - any variety of expenses.

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Earning Your Degree
College can be stressful - paying for it shouldn't be.

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Swipe With Confidence
Credit cards - no annual fee, fixed rate, EMV chip, payments made at M-O FCU.

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Seasonal Spending
Because there are just certain times of the year you could use extra cash.